Rates








 

LOAN RATES
Effective August 9, 2013

  Monthly Payment per $1000 borrowed  

Annual Percentage Rate
as low as...

New Auto Loans  
Maximum term to 60 months $18.09 3.49%
Maximum term to 72 months $16.57 5.99%
Used Auto Loans with 15% down  
Maximum term to 48 months $22.35 3.49%
Maximum term to 60 months - Vehicles 1 year old or less $19.33 5.99%
Personal Loans  
Maximum term to 48 months - Over $5000 with 2 signatures from same household $25.13 9.50%
Maximum term to 36 months $31.57 8.50%
Credit Card Consolidation  
Maximum loan amount $31.57 $5000
Maximum term   36 months
Rate   8.50%
Loan Secured with Shares  
Maximum term to 36 months, rate as low as $29.26 3.40%
Maximum term to 48 months, rate as low as $22.76 4.40%
First Mortgage  
 20 years $6.88 5.50% fixed
Real Estate Loans  
2nd Mortgage - as low as $18.19 3.50% fixed
Variable rate (1 year variable, 1% per year maximum increase) $3.25    (30 years) 3.25% variable
Line of Credit (1 year variable, 1% per year maximum increase) $3.25    (30 years) 3.25% variable
Home Equity Loans*  
Maximum loan amount is up to 80% loan to value ratio minus outstanding balance.  
5 years $18.19 3.50% fixed
     
     
10 years $10.12 3.99% fixed
     
     
15 years $7.65 4.50% fixed

* 80% Loan to Value Ratio, minus any outstanding mortgage balance.  No Points.

Dividend Rates
Account Minimum Balance Annual Percentage Rate Annual Percentage Yield
Share Account w/life
insurance up to $2000
$ 25.00

0.25%

0.25%

Statement Savings $ 25.00

0.25%

0.25%

Share Draft $ 25.00

0.25%

0.25%

 
Share Certificates
Money Market Access $ 10,0000.00

0.35%

0.35%

6 month Certificate $500.00

0.35%

0.35%

12 month Certificate $500.00

0.65%

0.65%

 12 month IRA Account  $1,000.00

0.80% 

0.80% 

   

 

 

       

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