|
LOAN RATES
Effective May 11, 2011
|
Monthly Payment per $1000 borrowed
|
Annual Percentage Rate
as low as...
|
| New Auto Loans |
|
| Maximum term to 60 months |
$18.19 |
3.49% |
| Maximum term to 72 months |
$16.57 |
5.99% |
| Used Auto Loans with 15% down |
|
| Maximum term to 48 months |
$22.35 |
3.49% |
| Maximum term to 60 months - Vehicles 1 year old or less |
$19.33 |
5.99% |
| Personal Loans |
|
| Maximum term to 48 months - Over $5000 with 2 signatures from same household |
$25.13 |
9.50% |
| Maximum term to 36 months |
$31.57 |
8.50% |
| Credit Card Consolidation |
|
| Maximum loan amount |
$31.57 |
$5000 |
| Maximum term |
|
36 months |
| Rate |
|
8.50% |
| Loan Secured with Shares |
|
| Maximum term to 36 months, rate as low as |
$29.26 |
3.40% |
| Maximum term to 48 months, rate as low as |
$22.76 |
4.40% |
| First Mortgage |
|
| 20 years |
$6.88 |
5.50% fixed |
| Real Estate Loans |
|
| 2nd Mortgage - as low as |
$18.19 |
3.50% fixed |
| Variable rate (1 year variable, 1% per year maximum increase) |
$3.25 (30 years) |
3.25% variable |
| Line of Credit (1 year variable, 1% per year maximum increase) |
$3.25 (30 years) |
3.25% variable |
| Home Equity Loans* |
|
| Maximum loan amount is up to 80% loan to value ratio minus outstanding balance. |
|
| 5 years |
$18.19 |
3.50% fixed |
| |
|
|
| |
|
|
| 10 years |
$10.12 |
3.99% fixed |
| |
|
|
| |
|
|
| 15 years |
$7.65 |
4.50% fixed |
